Personal lines (auto, home, boat, personal items) policyholders can register to view and print policy documents, including auto ID cards. Directly billed policyholders can also view and print billing statements.
Directly billed policyholders can make a one-time premium payment online from your bank account or credit card using this feature.
Personal lines (auto, home, boat, personal items) policyholders can register to view and print policy documents, including auto ID cards. Directly billed policyholders can also view and print billing statements.
Directly billed policyholders can make a one-time premium payment online from your bank account or credit card using this feature.
Cincinnati's Pillar™ management liability coverage helps protect your company’s decisions, decision makers and financial well-being.
The Pillar management liability program offers protection not addressed by a general liability or umbrella policy. It covers your organization’s financial position, protecting its assets and defending your standing. Through your independent insurance agent representing Cincinnati, you can get the additional protection you need. Our financial strength and superior service mean we’ll be there when your reputation is on the line.
If your directors, officers or members of your management team make decisions, they could be held personally responsible for the outcomes. This is true even if the outcomes were not expected or intended. If someone thinks these choices harm them, they can sue you or your organization, and the legal fees can add up quickly. With Cincinnati’s directors and officers liability coverage, you can protect not only the financial well-being of your business, but also the assets of your directors and officers.
Cincinnati's employment practices liability coverage protects you from claims of discrimination, harassment and other work-related problems. Current, former or potential employees who feel their rights were violated may make these claims. In addition, third parties can file claims alleging that you or your employees harassed or otherwise discriminated against them. Cincinnati EPL policyholders have access to the Employment Connection Hotline, which connects you with a law firm offering advice on employment policies and procedures.
Congress enacted the Employee Retirement Income Security Act to outline specific responsibilities for fiduciaries, the individuals who have discretionary control of the administration and assets of employee pension and retirement plans, such as a 401(k). While you may have the required ERISA employee dishonesty bond to protect you against theft by a plan’s trustee, consider Cincinnati’s fiduciary liability coverage for defense against allegations of mismanagement or administration errors.
Our connected digital world has changed how organizations conduct business. It’s also brought along new and complex risks, including security breaches, data theft and cyberattacks, affecting organizations of all sizes. Even a groundless claim can drain your organization’s cash and resources as you respond to a security breach or lengthy litigation. Protect your business by investing in cyber risk insurance from Cincinnati.
Cincinnati’s crime coverage provides you with our most robust and flexible crime protection. You can choose the features and limits to customize your coverage. For additional protection, consider adding our Social Engineering Fraud Endorsement to our Crime Coverage. Social engineering fraud is an evolving type of crime that uses email, phone calls or other means to trick an unsuspecting employee into parting with your money, securities or tangible property.
Contact your independent agent representing Cincinnati who can recommend the coverage options to protect the unique needs of your organization.
Today’s financial institutions do more than make loans and take deposits. Investment advice, electronic data processing, loan servicing and other activities are common. With each new service you offer, you face further exposure to allegations of wrongdoing. With the addition of Cincinnati’s banker’s professional liability coverage to your Pillar policy, you can get liability protection for the day-to-day professional operations of your institution.
While a trust department is vital to many financial institutions, it also can be a source of lawsuits. Even fulfilling the terms of the document as you understand it can’t guarantee you won’t be sued, especially if someone does not receive the financial results originally expected. Adding Cincinnati’s trust services errors and omissions coverage to your Pillar policy helps protect the fiscal well-being of your financial institution, employees and individual directors and officers against allegations of wrongdoing in managing and administering trusts.
When you need to protect your assets as well as those of your customers, you want coverage that is tailored to the services you provide. With the addition of Cincinnati’s Depository Institution Bond, your commercial bank, savings bank or savings and loan can get statutory and optional crime coverages. This bond allows you to choose from a variety of optional insuring agreements and endorsements that provide you with a bond suited to your particular institution’s needs.
Cincinnati offers specialized financial institution bonds:
You can customize these bonds by adding coverage for fraudulent and dishonest acts by employees, along with other optional crime coverages.
Along with the exceptional coverage purchased as part of Cincinnati’s Pillar management liability program, policyholders receive access to various risk management tools.
Nonprofits have a lot to contend with – and often a modest budget. We can help. Through Cincinnati’s relationship with the Nonprofit Risk Management Center, a respected leader in the risk management space, you can tackle the topics your nonprofit cares about, such as: youth protection, workplace safety, volunteer management, reputation risk, legal compliance, insurance program oversight, fiscal oversight and fraud protection, employment practices and governance.
Visit cinfin.com/nonprofit-risk-resources to register or to learn more.
