Drive with confidence with a customized auto policy from Cincinnati. Enjoy the simplicity and convenience of covering all your vehicles on a single policy. You'll have the flexibility to insure all your personally owned private passenger vehicles, motorcycles, motor homes and classic cars with one bill, one renewal date and one independent agent. You will also receive our industry-leading coverage for rental vehicles with our auto liability coverage. Should you have a covered accident involving a rental car, claims are paid through your auto policy's liability limit, with no deductible in most states.

Tailored Auto Coverage for Every Turn

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Navigate Every Mile with Confidence

Collector Cars

Do you delight in entering your antique or collector car in parades and car shows? Cincinnati can provide coverage to match the love you have for your treasured automobiles so you can continue sharing your vehicle with the world.

Our coverage allows you to put antique or collector autos on the same policy as your other private passenger vehicles and, while other qualifications may apply, there is no minimum age defining vehicle eligibility.

In the event of a covered total loss, Cincinnati is there for you, providing a mutually agreed upon settlement amount that does not depreciate.

Replacement Cost Plus

New cars can lose value the moment you drive them off the lot. This lower value is what most insurance policies consider when settling losses. Cincinnati combines two great coverages, replacement cost and gap coverage, on one endorsement, for one price, to address the issue of depreciation with our optional Replacement Cost Plus coverage.

Gap Coverage

For an additional premium, gap coverage can be added to your policy to pay the difference between the value of your auto and the unpaid balance on your lease or loan in the event of a total covered loss. Gap could be worth thousands of dollars to you and your family.

Auto Plus 

A Personal Auto Plus endorsement can take your family's coverage above and beyond what is typically available on a standard auto policy. This optional endorsement includes items such as windshield glass replacement with no deductible, airbag replacement, roadside assistance, lock replacement, child safety seat replacement, transportation expenses and more. 

RideWellSM

Get rewarded for your safe driving using the RideWell app. Your safe driving habits can earn you a discount at sign-up and additional discounts at renewal based on driving scores. RideWell uses data to score your driving through categories such as braking, speeding and phone distractions. Speak with your independent agent to learn more and to register.

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