Cincinnati Re®

We are an experienced team of reinsurance professionals equipped with best-in-class analytics and focused on being a consistent, trusted and respected advisor. 
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Reinsurance Backed by Financial Strength and Stability

Cincinnati Re provides highly rated reinsurance protection

Through reinsurance intermediaries, we serve insurance companies, risk retention groups, captives and pools around the world. Our balanced and diversified reinsurance portfolio reflects our lead market capacity, agile underwriting, transaction-based capital allocation and ground-level decision making supported by the high service and ethical standards of The Cincinnati Insurance Companies.

The Cincinnati Insurance Company Financial Strength Ratings


A.M. Best Fitch Moody's S&P
A+ (Superior) A+ (Strong) A1 (Good) A+ (Strong)
Ratings are under continuous review and subject to changes and/or affirmation. To confirm the current rating, please visit the website of the ratings organization.

Bringing Together Expertise & Market Needs

Our broad appetite means we are open to all lines of business, geographies, reinsurance structures and cedants. Limits capacity up to $5 million unless otherwise noted.

  • Auto (commercial, personal & personal auto physical damage)
  • Directors & Officers
  • Errors & Omissions
  • Environmental
  • Excess Casualty
  • Healthcare
  • Multiline Casualty & Professional
  • Other Casualty & Professional
  • Primary Casualty
  • Public Entity
  • Transactional Liability
  • Workers’ Compensation
  • Workers’ Compensation Catastrophe (offered through IOA Re with limits capacity up to $20 million)

We offer tailored reinsurance solutions for a variety of specialty insurance lines. Target line size for Excess of Loss is $2.5 million to $5 million, with a normal maximum of $10 million. Our normal maximum line size for Quota Share is $5 million per risk.

  • Cyber
    • Aggregate Stop Loss
    • Quota Share
  • Crop
    • U.S. Multi-Peril Crop Insurance
    • Canada & Europe
    • U.S. Crop Hail
  • Terror
    • WTPV XoL & Quota Share
    • International Pools
  • Marine and Energy XoL
    • Upstream Energy XoL & Quota Share
    • Offshore Energy XoL & Quota Share
  • Accident & Health
    • Personal Accident Retro
    • Personal Accident Catastrophe
  • Mortgage Credit
    • Government Sponsored (GSE)
  • Other
    • Aviation War XoL & Quota Share
    • Product Recall
    • Contingency
    • Surety, Political Risk & Trade Credit

We leverage our deep underwriting, actuarial and catastrophe modeling experience to serve a range of property lines of business. 

  • Auto (personal auto physical damage)
  • Property
    • Agriculture
    • Cat XoL
    • Commercial Lines
    • Difference in Conditions
    • Excess & Surplus
    • Flood
    • Personal Lines
    • Residual Market

Target line sizes are:

  • Catastrophe XoL: $7.5 million to $15 million program limit
  • Risk & Quota Share: $1.5 million to $3 million risk limit
  • Industry Loss Warranty: $5 million to $10 million limit

Reinsurance Solutions From a Trusted Advisor

Reinsurance transactions are complex, highly customized and time sensitive. In this fluid market environment, we aim to be a consistent, trusted and respected advisor.

  • We are engaged, responsive and prompt, providing timely and helpful updates on the status and our intention. 
  • We are informed and knowledgeable and our associates demonstrate deep understanding of the market, products and our appetite. 
  • We align intention with action and believe in transparency and clarity in our interactions with cedants and their reinsurance intermediaries. 
  • You will find us genuine, courteous and respectful with high expectations of ourselves and those with whom we do business. We relentlessly focus on issues relevant to the transaction, so that we provide the best solution possible, with an aim to build sustainable long-term relationships.

We underwrite a broad array of casualty, property and specialty reinsurance products. Our team of experts will work with you and your reinsurance intermediary to understand the risks you face to design and participate in the solutions you need.

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Cincinnati Re Overview

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