Protection for Your Religious Institution

You receive a flexible, customized package that fits your special insurance needs with the Religious Institutions Package Policy. If you suffer a covered loss, we help you recover, so you can concentrate on serving your congregation and community.

Some of the distinctive features of this program include coverage for:

Property

• permanently installed organs, pews, alters, pulpits, sound and lighting equipment, baptismal fonts
• building glass, including stained glass
• personal effects of clergy, trustees, employees, volunteers and guests
• appurtenant structures, like storage buildings and maintenance sheds

Liability

• liability coverage for members, volunteers, trustees and church officials while performing their duties on behalf of your religious organization
• medical payments for trustees and church officials, members and volunteers nonemployed while performing duties on your behalf, both on and off your premises

Crime

• employee theft of money, securities or other tangible property
• theft, disappearance or destruction of money and securities  when on or off your premises, doubling the limits on specified holidays of your choice

Optional Coverages

You can purchase a multitude of Cincinnati coverages for an extra premium charge:

• CinciPlus^® property endorsements
• building laws safeguard coverage
• sexual misconduct coverage
• clergy/counselors professional liability coverage
• religious institutions wrongful acts coverage
• employment practices liability