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SPECIALTY PROGRAMS FOR YOUR BUSINESS

Your business is taking care of customers who need your professional expertise. Our business is protecting businesses like yours. With the advice of your independent agent representing Cincinnati Insurance, we'll create a customized insurance program tailored to your profession.

We then build in customized features and offer options to cover the risks common to your industry, yet specific to your business.

CHOOSE THE INSURANCE PROTECTION YOU NEED

Each specialty program starts with one of our commercial package policy types, which already offers flexibility for a wide variety of businesses and includes the standard property and general liability protection needed by most businesses. We then build in customized features and offer options to cover the risks common to your industry, yet specific to your business. This assures you have the insurance protection you need, delivered at a greater value than if you purchased each coverage or policy separately.

RECEIVE MORE THAN A POLICY 

When it comes to paying claims, we'll look for coverage—not exceptions, helping to keep your business running in the event of a claim. Our field representatives live and work in or near your community, working closely with you and your agent and quickly responding to claims.
As a Cincinnati policyholder, valuable loss control services are available at no additional charge. You can keep your business operating at its peak with the assistance of Cincinnati's knowledgeable, experienced representatives to help you manage risk. You also receive discounted rates from vendors for other specialty services and training, such as employment background screenings and safety certifications.
Your business may qualify for our unique three-year commercial package policy. While your premium may increase or decrease based on changes in your business, you can lock in rates that won't increase for the duration of your policy term. It's available in most states, for many coverages. Please contact your independent agent to see if your business qualifies.

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