Surety Bonds

Surety solutions for Contract & Commercial Bonds
Find an Agent
Construction worker and executive shaking handsConstruction worker and executive shaking hands

Surety Made Simple®

Get a top-tier surety bond program tailored to your needs. Our surety underwriters’ dedication, knowledge and insight, combined with Cincinnati’s financial strength and capacity, support the success of your business.

Cincinnati consistently ranks among the top 30 sureties in the United States based on premium written.

Our Large Contract program provides individualized attention for contractors with work-on-hand of up to $150 million or more. Eligible contractors can also get on the job fast with our streamlined, quick turnaround application processes. We offer CinciExpress™ for contracts up to $750,000 and SuretyBridge™ for contracts up to $3 million.

Regardless of the size or range of your operation, we can help you make that winning bid. We serve a variety of contractors:

  • General
  • Road and utility
  • Electrical
  • Mechanical
  • Drywall
  • Other subcontractor trades

Contract Bonds

Bid

A bid bond ensures that a contractor will provide the required performance and payment bonds if awarded the project.

Maintenance

Owners generally require maintenance bonds to provide assurance against defective quality or materials.

Payment

A payment bond assures that the contractor will pay specified subcontractors, laborers and materials suppliers associated with the project.

Performance

A performance bond protects the project owner if a contractor fails to satisfy the terms and conditions of the contract, including time and price.
Business meeting reviewing documents

Commercial Surety Bonds

Cincinnati offers more than 5,000 bond forms to address your surety needs across all 50 states and the District of Columbia. Commercial surety bonds generally have four sub-types.

License or Permit

Some governments require businesses or individuals to post a license or permit bond. The bond guarantees the business or individual will pay fees or taxes or comply with codes and regulations governing its trade or activity. These bonds cover contractors, motor vehicle dealers, mortgage brokers and others.

Public Official

Public officials need bonds to ensure they do their job honestly and faithfully. Those covered include notaries, treasurers, tax collectors, clerks, mayors and judges.

Court or Probate

Court bonds stem from litigation. Parties seeking remedies or defending against legal actions may need to post these bonds. Probate bonds guarantee that people who are responsible for managing someone else's property will faithfully perform their specified duties. These bonds cover positions such as guardian, administrator or trustee.

Miscellaneous

Bonds may also support private relationships and unique business needs. Examples include bonds for lost securities and various forms of financial guarantees.

Explore More

Management Liability

Learn More
Find an Agent
Personal