Our Modest Beginnings

In 1950, four independent agents, living and working in Ohio, wanted something different, something focused on relationships and care, where everyone matters. Those agents formed The Cincinnati Insurance Company.

Starting out, our founding partners worked in a small office where they took turns cleaning and emptying the trash. They even bunked together on business trips to save money, instilling from the beginning values of hard work, respect, dedication and community.

We still hand-pick premier independent agents because of the relationships they have in their communities and the value they bring to you.

Financial Strength to Fulfill Our Promises

We are among a select group of carriers that have been ranked A or high by A.M. Best Company for more than 50 years. A.M. Best and three other independent rating firms award our property casualty and life operations with strong insurance financial strength ratings that assess our ability to meet our financial obligations to you.

We believe in building relationships, not simply processing transactions, so we see our financial strength, including our more than $6.5 billion in policyholder surplus as of year-end 2022, as our opportunity to better serve you -- from improved coverages to exceptional service.

For information, coverage availability in your state, quotes or policy service, please contact your local independent agent recommending coverage.