Protection for Hospice Organizations

Cincinnati’s Hospice Program provides insurance protection for all sizes of organizations that offer end- of-life care, either at the patients’ homes or inpatient facilities. With the professional advice from your independent agent representing Cincinnati, you can focus on caring for your patients while we focus on your insurance program.

Protect Your Professional Reputation

The Hospice Program offers tailored professional liability coverages for exposures unique to hospice operations:

• choose between occurrence or claims-made coverage forms, which are available in most states
• coverage available for physicians and other medical practitioners while they are providing services for your hospice organization where states allow it; otherwise vicarious liability applies

Expand Your Liability and Property Insurance

The Hospice Program includes our standard liability and property policies, which you can further customize with a variety of specialty coverages:

• Hospice Commercial General Liability Endorsement – enhances your hospice liability insurance:
• CinciPlus® Home Health Care Property Endorsement – bundles eight coverage features important to hospice operations that primarily provide care in the patient’s home.
• Health Care Facility Commercial Property Endorsement – includes over 25 coverage features important to hospice inpatient facilities.
• Cincinnati Data Defender – provides reasonable expenses when responding to a breach of sensitive employee or client information. Coverage also provides access to an online cyber risk management portal with breach preparation tools and services to help protect your organization.

Options to Suit Your Needs

Round out your insurance program with these options:

• sexual misconduct or sexual molestation coverage that includes innocent party defense
• professional umbrella
• Internet liability coverage
• crime insurance and service industry bonds
• crisis event expense coverage
• commercial auto coverage
• equipment breakdown coverage
• directors and officers coverage

Cincinnati Advantage

Work confidently, knowing you are protected by a superior insurance program that provides:

• loss control services at no additional charge
• superior claims service from a representative who lives in or near your community in most instances
• multi-year policy terms for many coverages in most states
• stability from a company with a high financial strength rating from A.M. Best Co.
• more than 90% of our policyholders are highly satisfied with the overall claims process, based on almost 27,000 standard lines auto and property policyholders responding via electronic claim satisfaction survey between January 1, 2020, and December 31, 2022, with an 8, 9 or 10 on a 10-point scale 
• a management team dedicated to keeping your insurance program on the leading edge