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Health care organizations are under constant pressure in today’s world of evolving practices, procedures and laws. Managers deal with everything from the investment and allocation of corporate resources to administrative duties. The decisions they make affect everyone who has a relationship with the health care entity. It’s a huge responsibility. Every action has the potential to put the organization and its individual managers and directors at risk for financial or reputational loss. But directors and officers liability insurance for health care entities – D&O coverage – can help these institutions recover from[.....]

The post Why health care entities purchase
directors and officers liability coverage
appeared first on The Cincinnati Insurance Companies blog.

Boaters and marina visitors should be aware of the hazards of swimming in dock areas and the phenomenon of electric shock drowning (ESD). The Electric Shock Drowning Prevention Association reports at least 60 deaths from ESD since experts began tracking the phenomenon. HOW DOES ESD OCCUR? ESD risks in marinas and dock areas may not be obvious to observers. For example: ungrounded alternating current (AC) electrical wires may contact the water surface. Swimmers near the point of electrical contact experience electrical shock as the current passes through the water. Voltage[.....]

The post Low voltage electric shock a hazard at marinas appeared first on The Cincinnati Insurance Companies blog.

A refreshing pool on a hot day can be so inviting. Children of all ages enjoy splashing in the cool waters in private home-based pools, swim clubs, health clubs, country clubs and public pools. With this fun comes great responsibility. To make sure everyone leaves the pool happy and healthy, pool owners and operators should take steps to prevent injury and drowning. Television and movies often show drowning as a dramatic event with victims thrashing and calling for help or lifeguards springing into action for the save. While these instances[.....]

The post Safety comes first when the pool is open appeared first on The Cincinnati Insurance Companies blog.

Many American families and businesses show their pride by flying the flag on patriotic holidays or perhaps every day. The flag can be a stirring symbol of freedom that unites neighborhoods and communities. You can display the flag with patriotic pride by following the guidelines outlined in the U.S. Flag Code. The code describes the correct way to fly a flag under many conditions: on a vertical pole, an angled staff, in a stand, in a parade or suspended from a building or stage. The code also explains the protocols[.....]

The post Fly the flag with confidence and pride appeared first on The Cincinnati Insurance Companies blog.

Bike use is on the rise in many American cities as more communities work to promote bike-friendly practices. This video from the League of American Bicyclists demonstrates how bikes and cars both must obey traffic laws and share the road.

The post Bikes and cars share the road appeared first on The Cincinnati Insurance Companies blog.