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When it comes to business continuation planning, the phrase “you can either fail to plan or plan to fail” certainly applies. As a business owner, you may have created a formal business plan or have done no planning at all. But if you fail to plan your own exit strategy, forces beyond your control may create a plan for you. Business continuation planning is a systematic plan to either continue or dispose of your business interest in the event of your retirement, disability or death. Many business owners hold one[.....]

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It’s a sad, but true, statistic that older adults are more likely to die in a home fire than the general population. According to the U.S Fire Administration, adults 65 and older are 2.5 times more likely to die in a fire, and that number increases to 4.5 times more likely when they reach age 85. Although older adults represented 13 percent of our population, they suffered 36 percent of all fire deaths in 2011. Many factors make fire safety more challenging for an older adult, including reduced mobility and physical,[.....]

The post Fire safety and the older adult appeared first on The Cincinnati Insurance Companies blog.

Many of us use portable electric space heaters to help keep us warm, but they can be hazardous if not used properly. Take precautions to keep your family safe from fire or burns. According to the U.S. Fire Administration, an average of 50,100 home heating fires occurred in the U.S. each year from 2008 to 2010. About 900 fires are attributed to portable heaters. While they represent only 2 percent of home heating fires, portable heaters were involved in 45 percent of all heating fires with a fatality. Before you[.....]

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In 2013, more than 300,000 residential fires caused 2,500 deaths and cost $6.8 billion in losses in the U.S., according to the National Fire Protection Association (NFPA). But NFPA research shows that installing a sprinkler system could save lives and reduce the damage done to a house by 70 percent. Installing a sprinkler system can help to protect your property and loved ones during a fire. But even a home sprinkler system does not take the place of having working smoke alarms in every bedroom and on every level of[.....]

The post Learn the facts about home fire sprinklers appeared first on The Cincinnati Insurance Companies blog.

I have worked in the Claims department for 50 years and something new still happens every day, believe it or not. We are in business to help people. Our main job is to solve problems: to respond quickly, get the claim paid and keep the customer happy.

The post 50 years in the Claims department: ‘Best move I ever made’ appeared first on The Cincinnati Insurance Companies blog.