Insuring Your Automobiles

Does your auto insurance policy give you the coverage you need? A professional, local independent insurance agent can help you customize a policy from The Cincinnati Insurance Companies to meet your specific needs.

You can be secure knowing your Cincinnati auto policy is backed by a financially strong insurance company. Shouldn’t your insurer be among the few awarded the A++ Superior rating from A.M. Best Co., an independent insurance rating organization?

Consider the Cincinnati Difference
Let us put the Cincinnati advantages of personal service and true value to work on your auto policy. Consider these stand-out benefits not always available from other carriers:

Cover Your Rental Auto
Pay no additional charge for Cincinnati’s industry-leading coverage for rental vehicles. You could have an accident while renting a car to drive on vacation or after a covered loss. When you have a covered accident in a rental car, in most states, Cincinnati would pay covered claims for the rental car under your auto policy’s liability limit, so you pay no deductible. We cover physical damage to the vehicle, plus the rental company’s lost income while the vehicle is out of use. Other carriers may insure rentals under the auto policy’s physical damage coverage, requiring you to pay your policy deductible and buy coverage from the rental company for its lost income.

Combine Your Auto Policies
Enjoy the simplicity and convenience of covering all of your auto insurance needs on a single Cincinnati policy. On a single Cincinnati policy, you have the flexibility to insure all of your personally owned private passenger vehicles, motorcycles, motor homes and antique or collector cars. Simplify your life with just one auto policy, one bill, one renewal date, one agent. Other carriers may require separate policies for different vehicle types.

Reward Yourself
Save money, earning Cincinnati’s premium credits when you drive smart and make smart insurance choices:

• Safe Driver Credit- You pay less when you have few or no accidents over a period of time, where approved by your state’s insurance regulations.
• Large Deductible Credit- You pay less when you insure both your home and auto with Cincinnati, choosing $500 or higher deductibles for homeowner, collision and other-than-collision.
• Good Student Discount- You pay less for operators who can show that they qualify as honors students, earn a 3.0 GPA on a 4.0 scale or maintain a B average for the most recent term.
• Package Credit- You pay less for your auto policy when you choose to also insure your home or condo with Cincinnati.
• Multi-car Credit- You pay less when you own or lease multiple vehicles insured on the same auto policy. Single car owners may qualify if you also have a non-owned private passenger vehicle available for regular use.

Contact an Agent
Coverage and credit availability varies by state. Underwriting requirements apply. This is not a policy. To obtain a quote or learn more about the value of Cincinnati’s auto insurance polices and reliable claims service, please find your local independent agency today.