financial strength ratings

A.M. Best, an independent provider of insurer ratings since 1899, awards its A+ (Superior) financial strength rating to Cincinnati's property casualty group. Only the top approximately 12% of property casualty insurer groups receive A.M. Best's A+ or A++ ratings in the Superior category. Best cites the group’s superior risk-adjusted capitalization, conservative loss reserving and operating fundamentals, along with favorable balance sheet liquidity, growing use of predictive modeling and successful distribution within our targeted regional markets. Our life insurance subsidiary, The Cincinnati Life Insurance Company, also receives Best's A+ (Superior) rating.

Fitch Ratings cites Cincinnati's conservative capitalization, well-managed reserves and strong agency distribution system in awarding its A+ (Strong) insurer financial strength rating to the standard market property casualty and life insurance companies.

Please select the Fitch Ratings icon to the right to see the most recent rating reports.

Moody's Investors Service affirmed its A1 insurance financial strength rating of our standard market property casualty group. Moody’s cited ratings strengths including our regional and increasingly national franchise, which benefits from strong relationship with independent agents; sound reserves; low financial leverage; robust capital adequacy; and substantial holding company liquidity.

Please select the Moody's icon to the right to see the most recent information.

S&P Global Ratings Services cites characteristics supporting its A+ (Strong) rating, including Cincinnati's very strong capitalization and strong competitive position, which is supported by a very loyal and productive independent agency force and a low-cost infrastructure.